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American National Palladium 3, 5 MYGA

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The American National Palladium Multi-Year Guaranteed Annuity (MYGA) NY allows up to 10% of the contract value to be withdrawn free of charge each year.  Should your needs change unexpectedly, and you need to take an excess withdrawal (a withdrawal that is above the free withdrawal amount available in a given contract year), you may be entitled to access additional monies, although certain charges and penalties may apply. Any amount withdrawn in excess of the remaining free withdrawal amount is subject to a Surrender Charge.

The American National Palladium Multi-Year Guaranteed Annuity (MYGA) MY allows up to 10% of the contract value to be withdrawn free of charge each year.  Should your needs change unexpectedly, and you need to take an excess withdrawal (a withdrawal that is above the free withdrawal amount available in a given contract year), you may be entitled to access additional monies, although certain charges and penalties may apply. Any amount withdrawn in excess of the remaining free withdrawal amount is subject to a Surrender Charge.

The American National Palladium Multi-Year Guaranteed Annuity (MYGA) NY levies no annual contract or administrative fees.

Upon the annuitant’s death, the beneficiary will receive greater of (i) Contract Value without any surrender charges (ii) Surrender Value

Terminal Illness Waiver, Confinement Waiver, and Disability Waiver

10% of the contract value can be withdrawn free of charge each year

IRA, Roth IRA, Nonqualified Account, SEP IRA, SIMPLE IRA, 401(a), etc.

The Palladium® MYG–NY is a single premium fixed deferred annuity available in New York, offering guaranteed interest rates for 3 to 10 years and tax-deferred growth. In the first year, only interest earned may be withdrawn without penalty; beginning in the second year, up to 10% of the annuity value may be withdrawn annually free of surrender charges. The product includes a disability waiver (but no terminal illness or confinement waivers in New York), and on the owner's death before maturity, the full annuity value is paid to the beneficiary.

Option to continue with the MYGA for the same guaranteed period after the initial guaranteed period ends, but at the new rates available at that time

Account Value less any withdrawal charges/ MVA

The American National Palladium Multi-Year Guaranteed Annuity (MYGA) NY is designed for conservative investors seeking a stable, tax-deferred, guaranteed return over a set period. In addition to fixed-rate guarantees, it offers nursing home and terminal illness benefits, allowing for flexible withdrawals in case of unexpected healthcare expenses.

The American National Palladium Multi-Year Guaranteed Annuity (MYGA) allows up to 10% of the contract value to be withdrawn free of charge each year.  Should your needs change unexpectedly, and you need to take an excess withdrawal (a withdrawal that is above the free withdrawal amount available in a given contract year), you may be entitled to access additional monies, although certain charges and penalties may apply. Any amount withdrawn in excess of the remaining free withdrawal amount is subject to a Surrender Charge.

The American National Palladium Multi-Year Guaranteed Annuity (MYGA) levies no annual contract or administrative fees.

The Palladium® MYG Annuity is a single premium fixed deferred annuity offering guaranteed fixed interest rates for periods ranging from 3 to 10 years. It provides tax-deferred growth, penalty-free access to up to 10% of the annuity value annually, and waivers for confinement, disability, or terminal illness. A market value adjustment (MVA) and surrender charges may apply to larger or early withdrawals. Upon the owner's death, the greater of the surrender value or annuity value is paid to the beneficiary, bypassing probate.

The American National Palladium Multi-Year Guaranteed Annuity (MYGA) is designed for conservative investors seeking a stable, tax-deferred, guaranteed return over a set period. In addition to fixed-rate guarantees, it offers nursing home and terminal illness benefits, allowing for flexible withdrawals in case of unexpected healthcare expenses.

American National Palladium MYGA NY

American National Palladium MYGA