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Active Product: CoreBridge – Pathway Choice Fixed Annuity (3-, 4-, 5-, 7-Year Terms) (NY)
CoreBridge – Pathway Choice Fixed Annuity (3-, 4-, 5-, 7-Year Terms) (NY)
About this product
Corebridge Pathway ChoiceSM Focus NY is a modified single premium, tax-deferred fixed annuity issued by The United States Life Insurance Company in the City of New York (US Life) that provides guaranteed fixed interest growth for a selected 3-, 4-, 5-, or 7-year initial interest guarantee term. It offers principal protection (no market participation), tax-deferred growth, access to funds through penalty-free withdrawals after year one, and optional return-of-premium (ROP) protection that guarantees, upon surrender, at minimum premiums paid less prior net withdrawals.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.05% |
| 4 Years | 4.05% |
| 5 Years | 4.20% |
| 7 Years | 4.20% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $25,000.00 - $99,999.00 | 3.25% |
| $100,000.00 - $249,999.00 | 4.05% |
| $250,000.00 - $1,000,000.00 | 4.10% |
Features
| Maximum Issue Age | 86 years |
Growth Projection
How your money grows
Based on your issue age (80) and target payout age (87), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 4.20% |
| Age | 80 - 87 |
Summary
| Total years to payout | 10 |
| Total guarantee periods applied | 2 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage