WealthChoice 10 No Bonus vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Guaranty Income Life Insurance Company

WealthChoice 10 No Bonus

Fixed Index Annuity with Market Protection & Lifetime Income Options

Cap Rate

11%

Participation

165%

Fixed Rate

5%

Free W/D

10%

A.M. BestA-

Strategies (6)

Barclays Global Quality 5% Index165% part
Horizon Ascend 5% Index10% part
S&P 500 Dynamic Intraday TCA Index (USD) ER11% cap
S&P 500 Index10% cap
S&P 500 Index2.25% cap

Surrender (10 yrs)

Y1 10%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States47
Min Premium$20,000
Issue Age0–80

Best For

Investors age 0-90 seeking tax-deferred growth with downside protection, guaranteed income options, and flexibility for retirement planning or long-term wealth accumulation.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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