ViStar vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Clear Spring Life and Annuity Company

ViStar

Protected growth with guaranteed lifetime income option

Cap Rate

6%

Participation

125%

Fixed Rate

3.5%

Free W/D

10%

A.M. BestA-

Strategies (5)

S&P 500 Index6% cap
S&P 500 Sector Rotator Daily RC2 5% Index ER125% part
S&P Economic Cycle Factor Rotator Index125% part
S&P MARC 5% Excess Return140% part
Fixed Account3.5%

Surrender (10 yrs)

Y1 10%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age080

Best For

People near or in retirement who want growth potential with principal protection, consistent income, and flexibility to adjust their strategy based on changing markets.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age4080

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

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