Vega 7 vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

SILAC Insurance Company

Vega 7

Safe growth + guaranteed lifetime income, automatically included

Cap Rate

4.75%

Participation

110%

Fixed Rate

2%

Free W/D

5%

A.M. BestB+

Strategies (8)

Barclays Atlas 5 Index110% part
Bloomberg Versa 10 Index52% part
Nasdaq Generations 5 Index100% part
S&P 500 Duo Swift Index (USD) ER42% part
S&P 500 Index4.75% cap

Surrender (7 yrs)

Y1 10%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%

Waivers

Home health care riderNursing home waiverRMD waiverTerminal illness waiver
States48
Min Premium$10,000
Issue Age0–85

Best For

Retirees and near-retirees (ages 50+) who prioritize principal safety, want automatic lifetime income without ongoing fees, and have a 7-14 year time horizon before needing retirement income.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

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