Trailhead FIA vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Axonic Insurance Services

Trailhead FIA

Principal protection + market-linked growth + Interest Boost

Cap Rate

21.5%

Participation

139%

Fixed Rate

5.05%

Free W/D

10%

A.M. BestA-

Strategies (11)

DB Foresight X-Asset 10 Index139% part
DB Foresight X-Asset 10 Index83% part
Nasdaq-100 Bitcoin Trends 15% Index95% part
Nasdaq-100 Bitcoin Trends 15% Index65% part
NASDAQ-100 Volatility Control 7% Index164% part

Surrender (10 yrs)

Y1 9.3%Y2 8.4%Y3 7.5%Y4 6.6%Y5 5.7%Y6 4.7%Y7 3.8%Y8 2.8%Y9 1.9%Y10 0.9%

Waivers

Nursing home waiverTerminal illness waiver
States44
Min Premium$20,000
Issue Age0–89

Best For

Individuals seeking retirement savings with downside protection, those who want exposure to market growth without risk of loss, and people nearing or in retirement who need guaranteed income options.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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