Symetra Prestige vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Symetra Life Insurance Company

Symetra Prestige

Guaranteed Income for Life in Any Market

Cap Rate

5%

Participation

190%

Fixed Rate

3.25%

Free W/D

7%

A.M. BestA
Moody'sA1
Standard & Poor'sA

Strategies (4)

SG Columbia Global Market States Index190% part
SG Columbia Global Market States Index130% part
S&P 500 Index5% cap
Fixed Account3.25%

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$25,000
Issue Age080

Best For

Retirees aged 50-85 seeking guaranteed lifetime income with principal protection and growth potential, particularly those concerned about outliving assets or market downturns early in retirement.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age4080

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

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