Symetra Prestige vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Symetra Life Insurance Company

Symetra Prestige

Guaranteed Income for Life in Any Market

Cap Rate

5%

Participation

190%

Fixed Rate

3.25%

Free W/D

7%

A.M. BestA
Moody'sA1
Standard & Poor'sA

Strategies (4)

SG Columbia Global Market States Index190% part
SG Columbia Global Market States Index130% part
S&P 500 Index5% cap
Fixed Account3.25%

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$25,000
Issue Age0–80

Best For

Retirees aged 50-85 seeking guaranteed lifetime income with principal protection and growth potential, particularly those concerned about outliving assets or market downturns early in retirement.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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