Summit Edge 10 vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Midland National Life Insurance Company

Summit Edge 10

Market protection + growth potential

Cap Rate

12.75%

Participation

160%

Fixed Rate

2.4%

Free W/D

10%

A.M. BestA+
FitchA+
Standard & Poor'sA+

Strategies (10)

Fidelity Multifactor Yield Index 5% ER160% part
Fidelity Multifactor Yield Index 5% ER130% part
S&P 500 Dynamic Intraday TCA Index (USD) ER115% part
S&P 500 Dynamic Intraday TCA Index (USD) ER12.75% cap
S&P 500 Index55% part

Surrender (10 yrs)

Y1 9%Y2 8.5%Y3 7.5%Y4 6.5%Y5 5.5%Y6 4.5%Y7 3.5%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverRMD waiver
States50
Min Premium$5,000
Issue Age0–79

Best For

Pre-retirees and retirees aged 0-79 who want to balance portfolio growth with market downside protection, especially those concerned about significant losses near or during retirement.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

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