Smart Start Accumulator Plus vs Athene Agility 10
Side-by-side comparison with live CANNEX rate data
American National Insurance Company
Smart Start Accumulator Plus
Market-linked growth with principal protection & smart entry timing
Cap Rate
6.5%
Participation
41%
Fixed Rate
2.85%
Free W/D
5%
Strategies (8)
Surrender (10 yrs)
Waivers
Best For
Investors approaching or in retirement who want market-linked growth with principal safety, flexibility for income needs, and tax-deferred accumulation without direct stock market exposure.
Athene Annuity and Life Company
Athene Agility 10
Growth with principal protection for confident retirement
Cap Rate
10.75%
Participation
125%
Fixed Rate
2.9%
Free W/D
10%
Strategies (15)
Surrender (10 yrs)
Waivers
Best For
People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.
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