SeniorSelect vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Western-Southern Life Assurance Company

SeniorSelect

Tax-deferred growth + guaranteed lifetime income

A.M. BestA+
FitchAA
Moody'sAa3
Standard & Poor'sAA-

Surrender (1 yrs)

Y0 0%
States50
Min Premium$25,000
Issue Age86–100

Best For

Individuals near or in retirement who want guaranteed income, tax deferral, and the security of a principal guarantee combined with flexible access to their funds.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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