SecureLink Chronic Illness Access vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Minnesota Life Insurance Company - A Securian Co.

SecureLink Chronic Illness Access

Fixed Indexed Annuity with Chronic Illness Access

Cap Rate

8.25%

Participation

165%

Fixed Rate

4%

Free W/D

10%

A.M. BestA+
FitchAA
Moody'sAa3
Standard & Poor'sAA-

Strategies (5)

Barclays All Caps Trailblazer 5 Index165% part
MSCI EAFE Index8.25% cap
SG Climate Prepared Index160% part
S&P 500 Index7% cap
Fixed Account4%

Surrender (7 yrs)

Y1 9%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%

Waivers

RMD waiver
States48
Min Premium$20,000
Issue Age0–75

Best For

Individuals age 75 or younger with at least $20,000 to invest who value tax-deferred growth, market-linked returns with downside protection, and automatic access to funds via death benefit acceleration if they develop a chronic or terminal illness.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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