Safeguard Plus vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Farmers Life Insurance Company

Safeguard Plus

Guaranteed growth. Protected principal. Your peace of mind.

A.M. BestB++

Surrender (10 yrs)

Y1 9%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%Y8 2.5%Y9 1.5%Y10 0.9%

States27

Min Premium$10,000

Issue Age18–90

Best For

Individuals seeking safe, predictable growth for retirement savings who can commit funds for 3-10 years and want protection from market volatility.

Allianz Life Insurance Company of North America

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+

Moody'sAa3

Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part

Bloomberg US Dynamic Balance II ER Index85% part

PIMCO Tactical Balanced ER Index105% part

S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part

S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver

States1

Min Premium$20,000

Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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