Reliance Accumulator 7 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Reliance Standard Life Insurance Company

Reliance Accumulator 7

Protected Growth with Index Upside Potential

Cap Rate

10%

Participation

210%

Fixed Rate

4.7%

Free W/D

10%

A.M. BestA++
Standard & Poor'sA+

Strategies (4)

S&P 500 Index10% cap
S&P 500 Index10.5% cap
S&P MARC 5% Excess Return210% part
Fixed Account4.7%

Surrender (7 yrs)

Y1 8%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%

Waivers

Nursing home waiverTerminal illness waiver
States51
Min Premium$20,000
Issue Age0–85

Best For

Investors age 0–80 seeking tax-deferred growth with principal protection who can commit funds for 10+ years and want diversified index exposure without market downside risk.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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