Prosperity PathPro Max vs Allianz 222

Side-by-side comparison with live CANNEX rate data

S.USA Life Insurance Company Inc.

Prosperity PathPro Max

Protected growth with customizable index strategies

Cap Rate

6%

Participation

65%

Fixed Rate

2.25%

Free W/D

10%

A.M. BestA-

Strategies (8)

MSCI USA Balanced FC Index65% part
MSCI USA Balanced FC Index50% part
Nasdaq Nexus 12% NC Index55% part
Nasdaq Nexus 12% NC Index40% part
S&P 500 Engle 14% VT TCA Index (USD) ER40% part

Surrender (10 yrs)

Y1 9.25%Y2 9.25%Y3 8.25%Y4 7.25%Y5 6.25%Y6 5.25%Y7 4.25%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States47
Min Premium$20,000
Issue Age0–85

Best For

Retirees and near-retirees who prioritize capital preservation and steady growth, want to reduce market risk, and seek tax-deferred accumulation with flexibility to access funds when needed.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

Want the full picture?

Get a personalized comparison report with year-by-year projections for both products based on your age, premium, and goals.

Build My Comparison Report

More Comparisons

All FIA RatesAll MYGA RatesCompare ToolFree Report