Power Select Builder vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Corebridge Financial

Power Select Builder

Protected growth + guaranteed lifetime income

Cap Rate

9.5%

Participation

220%

Fixed Rate

3.8%

Free W/D

10%

A.M. BestA
FitchA+
Moody'sA2
Standard & Poor'sA+

Strategies (13)

AB All Market Index220% part
AB All Market Index235% part
Dimensional US Foundations Index220% part
Dimensional US Foundations Index205% part
Invesco New Economy Index50% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States49
Min Premium$25,000
Issue Age18–78

Best For

Retirees or pre-retirees who want to grow retirement savings with market upside while protecting against market losses, and who value guaranteed lifetime income.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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