Performance Choice 8 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

North American Company for Life and Health Insurance

Performance Choice 8

Index-linked growth with guaranteed floor and flexible income options

Cap Rate

7.6%

Participation

180%

Fixed Rate

3.05%

Free W/D

10%

A.M. BestA+
FitchA+
Standard & Poor'sA+

Strategies (12)

Fidelity Multifactor Yield Index 5% ER180% part
Fidelity Multifactor Yield Index 5% ER120% part
Goldman Sachs Equity TimeX Index85% part
Goldman Sachs Equity TimeX Index60% part
Morgan Stanley Dynamic Global Index180% part

Surrender (8 yrs)

Y1 10%Y2 10%Y3 10%Y4 10%Y5 9%Y6 8%Y7 5%Y8 3%

Waivers

Nursing home waiver
States50
Min Premium$20,000
Issue Age0–85

Best For

Investors age 50+ seeking tax-deferred growth with a balance of market upside participation and downside protection, who can commit funds for 8 years and prefer flexible access to their money without immediate annuitization.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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