Peak 5 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Nationwide Life Insurance Company

Peak 5

Index-linked growth with principal protection

Cap Rate

10%

Fixed Rate

2.85%

Free W/D

10%

A.M. BestA+
Moody'sA1
Standard & Poor'sA+

Strategies (5)

J.P. Morgan Mozaic II Index10% cap
Morgan Stanley 3D Index10% cap
MSCI EAFE Index8% cap
S&P 500 Index7% cap
Fixed Account2.85%

Surrender (5 yrs)

Y1 9%Y2 8%Y3 7%Y4 6%Y5 5%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$25,000
Issue Age0–120

Best For

Long-term investors seeking a balance between market-linked growth potential and principal protection, particularly those nearing or in retirement who want guaranteed income with upside participation.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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