Pacific Index Income vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Pacific Life Insurance Company

Pacific Index Income

Protected Growth + Index Upside with No Market Risk

Cap Rate

5.1%

Participation

55%

Fixed Rate

3%

Free W/D

10%

A.M. BestA+
FitchAA-
Moody'sAa3
Standard & Poor'sAA-

Strategies (7)

Barclays Large Cap Intraday VC10 Index55% part
Invesco QQQ Trust Series 15.1% cap
iShares Russell 2000 ETF5.1% cap
MSCI EAFE Index5.1% cap
SG Nasdaq-100 Edge VC10 Index60% part

Surrender (10 yrs)

Y1 8%Y2 8%Y3 8%Y4 7%Y5 6%Y6 4%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States50
Min Premium$25,000
Issue Age5085

Best For

Conservative investors nearing or in retirement who want principal protection, tax-deferred growth, and potential market upside without direct market exposure, particularly those who have maxed out 401(k) or IRA contributions.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age4080

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

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