OrionShield 7 with Premium Bonus vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

AuguStar Financial

OrionShield 7 with Premium Bonus

Growth + Protection for Your Retirement

Cap Rate

6.25%

Participation

75%

Fixed Rate

2.45%

Free W/D

10%

A.M. BestA
FitchA-
Moody'sBaa1

Strategies (8)

Dynamic Balanced Asset 10 Index75% part
Multi-Asset Dynamic Managed 5 Index163% part
Nasdaq Night Owl Index58% part
S&P 500 Dynamic Intraday TCA Index (USD) ER56% part
S&P 500 Index6.25% cap

Surrender (7 yrs)

Y1 9%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%

Waivers

Nursing home waiver
States51
Min Premium$25,000
Issue Age18–80

Best For

People at or nearing retirement who have assets they can't afford to lose, want growth potential without market risk, and are concerned about market volatility and bad timing in retirement.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

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