Orbiter Growth 7 with Premium Bonus vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

AuguStar Financial

Orbiter Growth 7 with Premium Bonus

Growth with downside protection for retirement

Cap Rate

6.95%

Participation

119%

Fixed Rate

2.5%

Free W/D

10%

A.M. BestA
FitchA-
Moody'sBaa1

Strategies (8)

Barclays Global Trailblazer Index119% part
S&P 500 Index6.95% cap
US Balanced Asset 10 Index69% part
US Daily Risk Managed 12 Index58% part
US Multi-Asset Diversified 5 Index136% part

Surrender (7 yrs)

Y1 9%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%

Waivers

Nursing home waiver
States51
Min Premium$25,000
Issue Age18–80

Best For

People nearing retirement or already retired who have assets they can't afford to lose but want growth potential above bond or CD returns, and are concerned about market volatility.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

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