NWL Ultra Value vs Allianz 222

Side-by-side comparison with live CANNEX rate data

National Western Life Insurance Company

NWL Ultra Value

Tax-Deferred Growth with Indexed Returns & Guaranteed Protection

Participation

67%

Fixed Rate

3.15%

Free W/D

10%

A.M. BestA-
Standard & Poor'sA-

Strategies (3)

S&P 500 Index67% part
S&P 500 Low Volatility Daily Risk Control 5% USD Excess Return Index128% part
Fixed Account3.15%

Surrender (9 yrs)

Y1 9.25%Y2 8.25%Y3 7.25%Y4 6.5%Y5 5%Y6 4%Y7 3%Y8 2%Y9 1%
States43
Min Premium$2,000
Issue Age0–85

Best For

Individuals age 0-80 seeking long-term tax-deferred growth with downside protection who have at least 13 years before needing full access to their funds and want flexibility to access portions of their money during the accumulation phase.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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