NWL Impact 7 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

National Western Life Insurance Company

NWL Impact 7

Fixed Indexed Annuity with 7% Bonus & Flexible Access

Participation

65%

Fixed Rate

3.15%

Free W/D

10%

A.M. BestA-
Standard & Poor'sA-

Strategies (3)

S&P 500 Index65% part
S&P 500 Low Volatility Daily Risk Control 5% USD Excess Return Index123% part
Fixed Account3.15%

Surrender (7 yrs)

Y1 10%Y2 10%Y3 10%Y4 9%Y5 8%Y6 7%Y7 6%

Waivers

Nursing home waiverTerminal illness waiver
States33
Min Premium$2,000
Issue Age0–85

Best For

Individuals age 0-80 seeking long-term retirement accumulation with principal protection, growth potential, and the flexibility to access funds while minimizing taxes.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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