New Momentum vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Integrity Life Insurance Company (W&S)

New Momentum

Flexible annuity with guaranteed rates and annual free withdrawals

Free W/D

10%

A.M. BestA+
FitchAA
Moody'sAa3
Standard & Poor'sAA-

Surrender (7 yrs)

Y1 8%Y2 7%Y3 6%Y4 5%Y5 4%Y6 3%Y7 2%

Waivers

Nursing home waiverRMD waiverTerminal illness waiverUnemployment waiver
States46
Min Premium$2,000
Issue Age18–85

Best For

Individuals age 0–85 seeking tax-deferred growth with flexibility to make contributions over time, access funds when needed, and eventually convert to guaranteed lifetime income in retirement.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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