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DB-backed product comparison

New Heights Select 12 vs Allianz 222

Decision-first comparison using current product data, carrier backing, review ratings, liquidity, surrender terms, rider mechanics, and sourced disclosures.

Live CANNEX-backed data via AdvisorWorld. Each figure below carries its source and as-of timing.

Fixed Indexed Annuity

New Heights Select 12

Nationwide Life Insurance Company · AM Best A+

Headline stat

unavailable

CANNEX via AdvisorWorld · as of June 24, 2026

View product page

Fixed Indexed Annuity

Allianz 222

Allianz Life Insurance Company of North America · AM Best A+

3.5/5

Headline stat

unavailable

CANNEX via AdvisorWorld · as of June 24, 2026

View product page

Auto-verdict

carrier strength and annual fee are tied. This compares current accumulation metrics and is not a personalized recommendation.

  • On carrier strength, both show A+ AM Best.
  • On annual fee, both show No annual fee returned.

Auto-generated from live data, accumulation metrics only, not a recommendation.

Live side by side

Compare on the numbers

Only metrics that apply to this product type are shown. Missing applicable values show unavailable.

MetricNew Heights Select 12Allianz 222
Top annual capAnnual point-to-point cap; S&P 500 preferred when the live strategy set includes it.
unavailable
CANNEX via AdvisorWorld · as of June 24, 2026
unavailable
CANNEX via AdvisorWorld · as of June 24, 2026
Top participation rateAnnual participation strategy; not ranked against cap rates.
unavailable
CANNEX via AdvisorWorld · as of June 24, 2026
unavailable
CANNEX via AdvisorWorld · as of June 24, 2026
Performance triggerAnnual trigger strategy returned by the live FIA strategy feed.
unavailable
CANNEX via AdvisorWorld · as of June 24, 2026
unavailable
CANNEX via AdvisorWorld · as of June 24, 2026
Fixed account rateFixed account strategy when returned by the live feed.
unavailable
CANNEX via AdvisorWorld · as of June 24, 2026
unavailable
CANNEX via AdvisorWorld · as of June 24, 2026
AM Best ratingCarrier financial strength from the live product/rating feed when available.
A+ AM BestTie
CANNEX via AdvisorWorld · as of June 24, 2026
A+ AM BestTie
CANNEX via AdvisorWorld · as of June 24, 2026
Free withdrawalAnnual free-withdrawal percentage returned in product detail.
unavailable
CANNEX via AdvisorWorld · as of June 24, 2026
unavailable
CANNEX via AdvisorWorld · as of June 24, 2026
Surrender periodShorter surrender period is highlighted as more flexible.
unavailable
CANNEX via AdvisorWorld · as of June 24, 2026
unavailable
CANNEX via AdvisorWorld · as of June 24, 2026
Annual feeHighest annual rider or strategy fee returned; lower is highlighted.
No annual fee returnedTie
CANNEX via AdvisorWorld · as of June 24, 2026
No annual fee returnedTie
CANNEX via AdvisorWorld · as of June 24, 2026
Income riderAvailability only; rider fit depends on payout, cost, and goals.
No income rider returnedTie
CANNEX via AdvisorWorld · as of June 24, 2026
No income rider returnedTie
CANNEX via AdvisorWorld · as of June 24, 2026
Minimum premiumLower minimum premium is highlighted as easier to access.
unavailable
CANNEX via AdvisorWorld · as of June 24, 2026
unavailable
CANNEX via AdvisorWorld · as of June 24, 2026

Scenario tool

Which one credits more in one index year?

Interactive comparison unavailable

The live feed did not return enough overlapping rate data to run this illustration. We show unavailable instead of reusing stale assumptions.

Illustrative tool inputs use live product figures from CANNEX via AdvisorWorld · as of June 24, 2026.

Review-backed context

What the reviews say about each product

Linked review

Allianz 222

3.5/5
Understand the Allianz 222 Fixed Indexed Annuity: rates, features, riders, and company details. A comprehensive review for informed decisions.

Attributed to Nikhil Bhauwala.

Read the full review

Common questions

Decision FAQs from the same numbers

Is New Heights Select 12 or Allianz 222 better for growth?

The live feed does not return enough overlapping growth metrics for New Heights Select 12 and Allianz 222; unavailable cells are intentionally not filled with estimates.

Is New Heights Select 12 or Allianz 222 better for income?

On income rider availability, both show No income rider returned. Rider availability is only one income input; payout rates, rider fees, start age, and state availability still need review.

Is New Heights Select 12 or Allianz 222 better for liquidity?

On annual fee, both show No annual fee returned.

How to read this comparison

Compare the product job, not just one number.

Rates matter, but surrender terms, liquidity, rider mechanics, state availability, and carrier strength decide whether a product actually fits.

Rate context

Caps, participation rates, triggers, and fixed buckets show how each FIA creates accumulation potential.

Control

Contract control shows up in surrender period, issue ages, state availability, and rider access.

Carrier backing

Guarantees are backed by the issuing insurer, so carrier ratings and product availability belong next to the rate table.

Disclosures and sources

Live product figures are sourced from CANNEX via the AdvisorWorld public API and are labeled with source and as-of timing. Product-type-specific rows are shown only when they apply; missing applicable values show unavailable and are not backfilled with stale figures.

The verdict is auto-generated from live accumulation metrics only and is not a recommendation. The crediting and guaranteed-growth tools are illustrative, use the stated assumptions, and are not projections, quotes, or carrier-approved illustrations.

Rates vary by state, premium band, and issue age. Caps and participation rates can change. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only.

Use the comparison as a starting point.

Then go back to the main rate pages to see the broader market, or run the whole-income comparison when income guarantees are the question.

Want a personalized version?

Use the public comparison freely. A personalized report is optional when you want projections based on your age, state, premium, and goals.

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