MultiVantage vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Integrity Life Insurance Company (W&S)

MultiVantage

Guaranteed rates + annual free withdrawals + rate protection

Free W/D

10%

A.M. BestA+
FitchAA
Moody'sAa3
Standard & Poor'sAA-

Surrender (10 yrs)

Y1 8%Y2 8%Y3 7%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States50
Min Premium$20,000
Issue Age18–89

Best For

Individuals age 0–89 seeking a conservative, guaranteed-income strategy with regular access to funds and protection against interest rate changes, particularly those in or near retirement or rolling over employer retirement plans.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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