Multi-Choice Annuity vs Athene Agility 10
Side-by-side comparison with live CANNEX rate data
The Standard
Multi-Choice Annuity
A.M. BestA
Moody'sA1
Standard & Poor'sA+
Surrender (7 yrs)
Y1 9.4%Y2 8.5%Y3 7.5%Y4 6.5%Y5 5.5%Y6 4.5%Y7 3.5%
Waivers
Nursing home waiverRMD waiverTerminal illness waiver
States50
Min Premium$15,000
Issue Age18–90
Athene Annuity and Life Company
Athene Agility 10
Growth + Protection: Multi-Year Indexed Annuity
Cap Rate
10.75%
Participation
125%
Fixed Rate
2.9%
Free W/D
10%
A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+
Strategies (15)
AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part
Surrender (10 yrs)
Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%
Waivers
Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80
Best For
People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.
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