Momentum Growth vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Delaware Life

Momentum Growth

Control, customize, and capitalize on market gains safely

Cap Rate

9%

Participation

85%

Fixed Rate

4.15%

Free W/D

10%

A.M. BestA-
Standard & Poor'sA-

Strategies (6)

Barclays Aries Index85% part
BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index55% part
Nasdaq-100 Volatility Control 12% Index65% part
S&P 500 Dynamic Intraday TCA Index (USD) ER60% part
S&P 500 Index9% cap

Surrender (10 yrs)

Y1 10%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States49
Min Premium$25,000
Issue Age18–80

Best For

Retirees and near-retirees aged 18-80 who want principal protection, market-linked growth potential, and the flexibility to adjust their risk tolerance annually based on changing financial goals and market conditions.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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