MNL IncomeVantage Pro vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Midland National Life Insurance Company

MNL IncomeVantage Pro

Guaranteed income growth with market upside, no downside risk

Cap Rate

7%

Participation

210%

Fixed Rate

3.45%

Free W/D

5%

A.M. BestA+
FitchA+
Standard & Poor'sA+

Strategies (12)

Fidelity Multifactor Yield Index 5% ER210% part
Fidelity Multifactor Yield Index 5% ER190% part
Nasdaq-100 Volatility Control 12% Index80% part
Nasdaq-100 Volatility Control 12% Index80% part
S&P 500 Dynamic Intraday TCA Index (USD) ER70% part

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 10%Y5 10%Y6 9%Y7 8%Y8 6%Y9 4%Y10 2%

Waivers

Nursing home waiverRMD waiver
States50
Min Premium$20,000
Issue Age40–79

Best For

Individuals aged 40-79 seeking guaranteed lifetime income with market-linked growth, principal protection, and the flexibility to access their money without surrender penalties.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

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