MarketValue Index vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

EquiTrust Life Insurance Company

MarketValue Index

Index gains, no losses. Principal protection + market upside.

Cap Rate

12%

Participation

190%

Fixed Rate

5.25%

Free W/D

10%

A.M. BestB++
FitchA-
Standard & Poor'sA-

Strategies (7)

Barclays Focus50 Index190% part
S&P 500 Dynamic Intraday TCA Index (USD) ER115% part
S&P 500 Dynamic Intraday TCA Index (USD) ER85% part
S&P 500 Index12% cap
S&P 500 Index3% cap

Surrender (10 yrs)

Y1 12%Y2 12%Y3 12%Y4 12%Y5 11%Y6 10%Y7 8%Y8 6%Y9 4%Y10 2%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$10,000
Issue Age0–85

Best For

Investors age 50+ seeking conservative growth with market upside participation, tax-deferred accumulation, and guaranteed income in retirement.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

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