MarketValue Index vs Allianz 222

Side-by-side comparison with live CANNEX rate data

EquiTrust Life Insurance Company

MarketValue Index

Index gains, no losses. Principal protection + market upside.

Cap Rate

12%

Participation

190%

Fixed Rate

5.25%

Free W/D

10%

A.M. BestB++
FitchA-
Standard & Poor'sA-

Strategies (7)

Barclays Focus50 Index190% part
S&P 500 Dynamic Intraday TCA Index (USD) ER115% part
S&P 500 Dynamic Intraday TCA Index (USD) ER85% part
S&P 500 Index12% cap
S&P 500 Index3% cap

Surrender (10 yrs)

Y1 12%Y2 12%Y3 12%Y4 12%Y5 11%Y6 10%Y7 8%Y8 6%Y9 4%Y10 2%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$10,000
Issue Age0–85

Best For

Investors age 50+ seeking conservative growth with market upside participation, tax-deferred accumulation, and guaranteed income in retirement.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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