MarketTen Bonus Index vs Allianz 222

Side-by-side comparison with live CANNEX rate data

EquiTrust Life Insurance Company

MarketTen Bonus Index

Index gains + downside protection + 6% bonus

Cap Rate

8%

Participation

130%

Fixed Rate

3.5%

Free W/D

10%

A.M. BestB++
FitchA-
Standard & Poor'sA-

Strategies (7)

Barclays Focus50 Index130% part
S&P 500 Dynamic Intraday TCA Index (USD) ER75% part
S&P 500 Dynamic Intraday TCA Index (USD) ER55% part
S&P 500 Index8% cap
S&P 500 Index2% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 10%Y5 8.5%Y6 7%Y7 5.5%Y8 4%Y9 3%Y10 1.5%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age0–80

Best For

Conservative investors near or in retirement who want stock market-like growth potential without principal loss risk, and who value tax-deferred accumulation with the security of guaranteed income options.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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