MarketSeven Index vs Allianz 222

Side-by-side comparison with live CANNEX rate data

EquiTrust Life Insurance Company

MarketSeven Index

Index-linked growth with downside protection

Cap Rate

11%

Participation

180%

Fixed Rate

5%

Free W/D

10%

A.M. BestB++
FitchA-
Standard & Poor'sA-

Strategies (7)

Barclays Focus50 Index180% part
S&P 500 Dynamic Intraday TCA Index (USD) ER110% part
S&P 500 Dynamic Intraday TCA Index (USD) ER80% part
S&P 500 Index11% cap
S&P 500 Index2.75% cap

Surrender (7 yrs)

Y1 9%Y2 8%Y3 7%Y4 6.5%Y5 5.5%Y6 4.5%Y7 3.5%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$10,000
Issue Age0–85

Best For

Individuals within 5-10 years of retirement or already retired who seek growth potential tied to market indices while wanting protection against market downturns and the ability to access their money with flexibility.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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