MarketFive Index vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

EquiTrust Life Insurance Company

MarketFive Index

Accumulation with downside protection

Cap Rate

10.5%

Participation

170%

Fixed Rate

4.75%

Free W/D

10%

A.M. BestB++
FitchA-
Standard & Poor'sA-

Strategies (7)

Barclays Focus50 Index170% part
S&P 500 Dynamic Intraday TCA Index (USD) ER100% part
S&P 500 Dynamic Intraday TCA Index (USD) ER75% part
S&P 500 Index10.5% cap
S&P 500 Index2.5% cap

Surrender (5 yrs)

Y1 9%Y2 8%Y3 7%Y4 6.5%Y5 5.5%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$10,000
Issue Age0–90

Best For

People approaching or in early retirement who want market upside potential without the risk of losing their principal in market downturns.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

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