LibertyMark Freedom 10 vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Americo Financial Life and Annuity Insurance Company

LibertyMark Freedom 10

Market growth potential with principal protection and flexible access

Cap Rate

10.55%

Participation

291%

Fixed Rate

4.25%

Free W/D

10%

A.M. BestA

Strategies (8)

SG Columbia Adaptive Risk Allocation Index291% part
SG Columbia Adaptive Risk Allocation Index172% part
SG Lead Asset Select Exposure Rotation Index232% part
SG Lead Asset Select Exposure Rotation Index169% part
S&P 500 Index85% part

Surrender (10 yrs)

Y1 12%Y2 11.5%Y3 11%Y4 10.5%Y5 10%Y6 9%Y7 8%Y8 7%Y9 6%Y10 5%

Waivers

Nursing home waiver
States27
Min Premium$10,000
Issue Age0–85

Best For

Conservative investors seeking retirement growth with principal protection and some liquidity access.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

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