JourneyMark 10 vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Integrity Life Insurance Company (W&S)

JourneyMark 10

Flexible FIAs with income & accumulation options

Participation

252%

Fixed Rate

3.7%

Free W/D

5%

A.M. BestA+
FitchAA
Moody'sAa3
Standard & Poor'sAA-

Strategies (7)

Citi Flexi-Beta 5 ER Index252% part
Citi Flexi-Beta 5 ER Index190% part
Citi Flexi-Beta 5 ER Index180% part
Goldman Sachs Pathfinder Index134% part
Goldman Sachs Pathfinder Index68% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8.25%Y4 7.25%Y5 6.25%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States50
Min Premium$10,000
Issue Age0–85

Best For

Investors seeking a balance of growth potential and income flexibility, particularly those age 60+ interested in guaranteed lifetime income or those wanting to accept inherited IRAs while maintaining tax-deferred growth.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

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