IndexFlex Fixed Annuity - FP Series vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

New York Life Insurance and Annuity Corporation (NYLIAC)

IndexFlex Fixed Annuity - FP Series

Index-Linked Growth with Principal Protection

Cap Rate

8.1%

Fixed Rate

2.75%

Free W/D

10%

A.M. BestA++
FitchAAA
Moody'sAa1
Standard & Poor'sAA+

Strategies (3)

Russell 2000 Index8.1% cap
S&P 500 Index7.5% cap
Fixed Account2.75%

Surrender (7 yrs)

Y1 8%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%

Waivers

Disability waiverNursing home waiverTerminal illness waiver
States0
Min Premium$10,000
Issue Age085

Best For

Investors age 18–85 (or 0–85 non-qualified) with at least $10,000 to invest who want stock market upside potential with guaranteed principal protection and are willing to lock in rates for 5–7 years.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age4080

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

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