Income 150+ SE vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Global Atlantic - Forethought Life Insurance Company

Income 150+ SE

Guaranteed Lifetime Income + Market Protection

Cap Rate

7%

Participation

80%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA
FitchA
Moody'sA2
Standard & Poor'sA

Strategies (9)

Franklin US Index80% part
J.P. Morgan Cross-Asset Strategy Index110% part
J.P. Morgan Cross-Asset Strategy Index70% part
Nasdaq-100 Agile 15% Index7% cap
PIMCO Balanced Index160% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$10,000
Issue Age55–85

Best For

Individuals in or nearing retirement (especially age 55+) who want to convert a portion of their savings into guaranteed lifetime income, prefer downside market protection over market exposure, and have sufficient other liquid assets for emergencies.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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