Growth Pathway vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Delaware Life

Growth Pathway

Growth with downside protection and guaranteed minimums

Cap Rate

8.9%

Participation

80%

Fixed Rate

4.6%

Free W/D

10%

A.M. BestA-
Standard & Poor'sA-

Strategies (6)

First Trust Capital Strength Barclays 10% Index80% part
Franklin SG Select Index100% part
Invesco QQQ Trust Series 18.9% cap
Janus Henderson Adaptive Market Leaders U.S. Index110% part
S&P 500 Index9.65% cap

Surrender (7 yrs)

Y1 9.2%Y2 8.2%Y3 7.2%Y4 6.2%Y5 5.2%Y6 4.15%Y7 3.15%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States50
Min Premium$10,000
Issue Age18–85

Best For

Conservative investors with 5-7+ year time horizon who want market upside potential combined with principal protection and guaranteed growth, particularly late savers and inflation-concerned retirees.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

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