Foundations Annuity vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Security Benefit Life Insurance Company

Foundations Annuity

Index gains with zero market loss protection

Cap Rate

10%

Participation

220%

Fixed Rate

4.75%

Free W/D

10%

A.M. BestA-
Standard & Poor'sA-

Strategies (14)

Morningstar Wide Moat Focus Barclays VC 7% Index ER220% part
Morningstar Wide Moat Focus Barclays VC 7% Index ER165% part
MSCI EAFE Index10% cap
Nasdaq-100 Index10% cap
Russell 2000 Index10% cap

Surrender (7 yrs)

Y1 9%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$25,000
Issue Age0–85

Best For

Risk-averse clients seeking accumulation and growth without exposure to market downturns, particularly those comparing CDs and bonds.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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