ForeIncome II vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Global Atlantic - Forethought Life Insurance Company

ForeIncome II

Guaranteed Income for Life with Market Protection

Cap Rate

9.4%

Participation

80%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA
FitchA
Moody'sA2
Standard & Poor'sA

Strategies (9)

Franklin US Index80% part
J.P. Morgan Cross-Asset Strategy Index110% part
J.P. Morgan Cross-Asset Strategy Index80% part
Nasdaq-100 Agile 15% Index9.4% cap
PIMCO Balanced Index150% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$25,000
Issue Age45–85

Best For

Retirees age 50+ who seek guaranteed lifetime income, want protection from market downturns, have sufficient liquid assets for emergencies, and want to ensure they won't outlive their money during a 30+ year retirement.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

Want the full picture?

Get a personalized comparison report with year-by-year projections for both products based on your age, premium, and goals.

Build My Comparison Report

More Comparisons

All FIA RatesAll MYGA RatesCompare ToolFree Report