ForeAccumulation II vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Global Atlantic - Forethought Life Insurance Company

ForeAccumulation II

Guaranteed downside protection + growth potential

Cap Rate

11.75%

Participation

230%

Fixed Rate

3.75%

Free W/D

10%

A.M. BestA
FitchA
Moody'sA2
Standard & Poor'sA

Strategies (11)

BlackRock iBLD Diversa VC7 ER Index230% part
BlackRock iBLD Diversa VC7 ER Index160% part
Franklin US Index200% part
Franklin US Index155% part
J.P. Morgan Cross-Asset Strategy Index200% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$25,000
Issue Age0–85

Best For

People nearing or in retirement who want growth potential but are unwilling to risk market losses, prefer predictability, and have sufficient liquid assets for emergencies.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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