FG AccumulatorPlus 7 vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Fidelity and Guaranty

FG AccumulatorPlus 7

Index-based growth with 0% floor protection

Cap Rate

10.5%

Participation

270%

Fixed Rate

3.75%

Free W/D

10%

A.M. BestA
FitchA-
Moody'sA3
Standard & Poor'sA-

Strategies (8)

Barclays Trailblazer Sectors 5 Index270% part
Goldman Sachs Global Factor Index290% part
Goldman Sachs Global Factor Index225% part
Morgan Stanley US Equity Allocator Index130% part
Morgan Stanley US Equity Allocator Index100% part

Surrender (7 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%

Waivers

Home health care riderNursing home waiverTerminal illness waiver
States51
Min Premium$10,000
Issue Age0–85

Best For

Investors age 18-85 seeking moderate growth with principal protection, access to funds for health care needs, and a 10-year investment horizon who prefer downside protection over maximum upside potential.

Athene Annuity and Life Company

Athene Agility 10

Growth + Protection: Multi-Year Indexed Annuity

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.

Want the full picture?

Get a personalized comparison report with year-by-year projections for both products based on your age, premium, and goals.

Build My Comparison Report

More Comparisons

All FIA RatesAll MYGA RatesCompare ToolFree Report