F&G Flex Accumulator vs Athene Agility 10
Side-by-side comparison with live CANNEX rate data
Fidelity and Guaranty
F&G Flex Accumulator
Cap Rate
6.75%
Participation
205%
Fixed Rate
3.5%
Free W/D
10%
A.M. BestA
FitchA-
Moody'sA3
Standard & Poor'sA-
Strategies (7)
Barclays Trailblazer Sectors 5 Index205% part
BlackRock Market Advantage Index190% part
CIBC Balanced 10% Volatility Control ER Index170% part
CIBC Balanced 10% Volatility Control ER Index75% part
S&P 500 Index6.75% cap
Surrender (10 yrs)
Y1 12%Y2 11%Y3 10%Y4 9%Y5 8%Y6 7%Y7 6%Y8 5%Y9 4%Y10 3%
Waivers
Home health care riderNursing home waiverRMD waiverTerminal illness waiver
States50
Min Premium$10,000
Issue Age0–85
Athene Annuity and Life Company
Athene Agility 10
Growth + Protection: Multi-Year Indexed Annuity
Cap Rate
10.75%
Participation
125%
Fixed Rate
2.9%
Free W/D
10%
A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+
Strategies (15)
AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part
Surrender (10 yrs)
Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%
Waivers
Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80
Best For
People within 5 years of retirement who want to grow their nest egg while protecting principal from market losses, and who can commit funds for multi-year periods.
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