Evolve 14 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

SILAC Insurance Company

Evolve 14

Guaranteed Lifetime Income + Market Growth Protection

Cap Rate

9.75%

Participation

100%

Fixed Rate

4%

Free W/D

5%

A.M. BestB+

Strategies (8)

Barclays Atlas 5 Index100% part
Bloomberg Versa 10 Index77% part
Nasdaq Generations 5 Index100% part
S&P 500 Duo Swift Index (USD) ER65% part
S&P 500 Index9.75% cap

Surrender (14 yrs)

Y1 14.75%Y2 13.75%Y3 12.75%Y4 11.75%Y5 10.75%Y6 10%Y7 9%Y8 8%Y9 7%Y10 6%Y11 5%Y12 4%Y13 3%Y14 2%

Waivers

Home health care riderNursing home waiverRMD waiverTerminal illness waiver
States31
Min Premium$10,000
Issue Age0–56

Best For

Individuals age 50+ seeking guaranteed lifetime income in retirement, protection from market volatility, and the ability to access funds for health-related emergencies without penalties.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

Want the full picture?

Get a personalized comparison report with year-by-year projections for both products based on your age, premium, and goals.

Build My Comparison Report

More Comparisons

All FIA RatesAll MYGA RatesCompare ToolFree Report