Edge Elite vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Symetra Life Insurance Company

Edge Elite

Guaranteed Growth + Guaranteed Income

Cap Rate

18%

Participation

260%

Fixed Rate

4.15%

Free W/D

10%

A.M. BestA
Moody'sA1
Standard & Poor'sA

Strategies (8)

J.P. Morgan ETF Efficiente 5 Index260% part
J.P. Morgan ETF Efficiente 5 Index18% cap
Nasdaq-100 Index9.75% cap
Putnam Dynamic Low Volatility Excess Return Index300% part
Putnam Dynamic Low Volatility Excess Return Index18% cap

Surrender (7 yrs)

Y1 8.3%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%
States1
Min Premium$25,000
Issue Age0–85

Best For

Individuals approaching or in retirement who want guaranteed growth, tax deferral, and the security of guaranteed lifetime income with flexibility to access funds for emergencies.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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