EclipseMark 10 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

The Standard

EclipseMark 10

Security + Market Growth | Fixed Index Annuity

Cap Rate

5.75%

Fixed Rate

4%

Free W/D

15%

A.M. BestA
Moody'sA1
Standard & Poor'sA+

Strategies (4)

BofA Global MegaTrends Index5.75% cap
S&P 500 Index8% cap
S&P 500 IQ 0.5% Decrement Index10% cap
Fixed Account4%

Surrender (10 yrs)

Y1 9.4%Y2 8.5%Y3 7.5%Y4 6.5%Y5 5.5%Y6 4.5%Y7 3.5%Y8 2.5%Y9 1.5%Y10 0.5%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States49
Min Premium$25,000
Issue Age0–80

Best For

Individuals age 55+ nearing retirement or in early retirement who want to balance capital protection with market-linked growth and prefer guaranteed minimums over pure stock market exposure.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

Want the full picture?

Get a personalized comparison report with year-by-year projections for both products based on your age, premium, and goals.

Build My Comparison Report

More Comparisons

All FIA RatesAll MYGA RatesCompare ToolFree Report