Eagle Select Focus 7 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Eagle Life Insurance Company

Eagle Select Focus 7

Protected growth with market upside, no downside risk

Cap Rate

45%

Participation

285%

Fixed Rate

4.45%

Free W/D

10%

A.M. BestA
FitchA
Standard & Poor'sA

Strategies (16)

BlackRock Adaptive US Equity 7% Index285% part
BlackRock Adaptive US Equity 7% Index125% part
Invesco Dynamic Growth Index325% part
Invesco Dynamic Growth Index115% part
Invesco QQQ 15 Index45% cap

Surrender (7 yrs)

Y1 8%Y2 8%Y3 7%Y4 6%Y5 5%Y6 4%Y7 3%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age18–85

Best For

Pre-retirees and retirees who want to protect accumulated savings while pursuing modest growth, are concerned about market downturns, and prefer predictable, stable retirement income options.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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