DualTrack Income vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Delaware Life

DualTrack Income

Guaranteed lifetime income with two growth paths

Participation

85%

Fixed Rate

3.6%

Free W/D

10%

A.M. BestA-
Standard & Poor'sA-

Strategies (5)

Barclays Aries Index85% part
BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index55% part
Nasdaq-100 Volatility Control 12% Index64% part
S&P 500 Dynamic Intraday TCA Index (USD) ER60% part
Fixed Account3.6%

Surrender (10 yrs)

Y1 10%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$25,000
Issue Age45–80

Best For

Retirees and pre-retirees age 45-80 who want guaranteed lifetime income, protection from market losses, potential for growth, and don't need immediate access to all their money.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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