DualTrack Income vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Delaware Life

DualTrack Income

Guaranteed lifetime income with two growth paths

Participation

85%

Fixed Rate

3.6%

Free W/D

10%

A.M. BestA-
Standard & Poor'sA-

Strategies (5)

Barclays Aries Index85% part
BlackRock U.S. Equity Bitcoin Balanced Risk 12% Index55% part
Nasdaq-100 Volatility Control 12% Index64% part
S&P 500 Dynamic Intraday TCA Index (USD) ER60% part
Fixed Account3.6%

Surrender (10 yrs)

Y1 10%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$25,000
Issue Age45–80

Best For

Retirees and pre-retirees age 45-80 who want guaranteed lifetime income, protection from market losses, potential for growth, and don't need immediate access to all their money.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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